My New Wife, She Married Me For My Money

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I am a 50 year old man, I have been in love once in my life, married once in my life, but enjoyed with different look of my wife in numbers of time a year. I felt I have been living with a different person.
Thanks to weight gain and losses, in 31 years of my marriage I have not made up my mind yet, why women are very health conscious? Or they are concerned about their looks?
When men put on weight you will not see them worried as such, it is not the big issue, when they will reach to last hook hole they will just change the belt. Women on the other hand have to do something to keep up and stay young looking.
It is fine with me I have no issue with that I will just sit back and enjoy my meal and watch them grow bigger and bigger for some time then few months later watch them return to the original look. I enjoyed the look, I’ve felt someone else in dark, ever green women. I do not care.

Today I am almost 50 years old, and last year we were on our holiday. I realised my mistake of not looking after myself, when I went to counter for the key of my room as I cannot carry my plastic key to pool. The guy at the reception desk said: your daughter has taken the key already. She is my wife i said – I am sorry sir you look much older than her and she looks very young.

Anyway, i did control the situation by lying I said to the guy she is my new wife and she married me for my money.

Looking after your self will not just keep you healthy but keeps you young and fit too.

This experience does help me in my business of Indian wedding services provider and wedding planner: look after your customer, their guests & only then you will last long and will be in shape. Because women does eat less but, eat healthy food and men will eat lot until they drop and gain weight and the wife will becomes scale and says: “I feel like you are another man”

Finally, you are welcome to visit my website in Author resouses box and tel me how did you find my New Tom cruse look yaar,specialy the hair style, the picture was taken in Nile cruse in Egypt , the person sitting next to me is my Indian Bride ,after 32 years together I have seen her grow ,thanks to Halal chicken Tikka, we had many disagreement ,Last one was four years ago for choosing my reading glasses frame on NHS , Thank you for your visit.

Evolution of Bank Routing Numbers

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Have you ever wondered what that 9 figure number is in the bottom left hand side of your bank notes? Plenty of people have this question. As a matter of fact, about 50,000 people search for routing number related terms in search engine listings every month.

The routing number is also described as a transit number or ABA number. It is comprised of a 9 figure code and it is utilized in the United States of America. The individual design of this number is to determine the depository financial institution or financial organization from which the cash referred to on the cheque is to be withdrawn.

With so many banking companies in existence nowadays, this number is very helpful to the depository financial institution taking a deposition of a check in determining where they need to get the money. It was at one time a difficult undertaking to determine where bank checks were written from. In fact, this difficulty has historically been exploited by criminals to commit fraud against banks.

Therefore, this numerical system was formulated to streamline and clarify the procedure for clearing houses and for banks. This has helped in the reliable transferal of money between banks on behalf of their clients for years now.

This system has even been developed. The serialized number makes it easier for computers to understand and apply the information and as recently as 2004 it has been used to transmit electronic bank checks also known as echecks or EFTs (electronic funds transfer). This started out with the passage of the Check 21 Act which has helped to reduce the reliance on paper bank checks by making it allowable to make digital copies of bank checks.

This handy number system dates all the way back to 1910 when the American Bankers Association (ABA) organised it to help interbank relations. It has been used ever since to help the banking industry to work smoothly.

Can you envisage trying to keep track of over 26 thousand different banking companies that issue bank checks? As a banker you would be overcome with work trying to determine where to get your money! This is precisely the problem that the ABA has successfully helped to solve since 1910.

About 26,895 routing numbers are actively put to use in the United States of America today. This is because every financial organization must have one by law. That means that every depository financial institution is required to have an ABA number assigned to them before they open their doors.

The cheque routing number is an important development in the story of banking. It has served to improve the efficiency of banks. It has assisted in improving the security of banks. It has even helped improve the manner in which we transfer money around the net.

Learn more about the check routing number system.

Joint Stock Commercial Bank For Foreign Trade Of Vietnam (vcb) – Strategic Swot Analysis Review

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May, 5, 2014 : Company Profiles and Conferences presents a Company Report on “Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCB) – Strategic SWOT Analysis Review”, which provides retail banking services, such as savings, and demand and term deposits, e-banking products, such as SMS banking, online savings and Internet banking. Vietcombank has ATM machine locations in Ho Chi Minh City, Hanoi, Lieu, Bac Giang, Bac Ninh, Pacify, Binh Duong, Ca Mau, Dong Nai, Dong Thap, Binh Thuan and An Giang among others.

Summary

Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) is a commercial banking services provider. The bank offers worldwide trade and traditional services such as capital mobilization, capital trading, credit, and project financing among others. It provides retail banking services, such as savings, and demand and term deposits, e-banking products, such as SMS banking, online savings and Internet banking. Vietcombank has ATM machine locations in Ho Chi Minh City, Hanoi, Lieu, Bac Giang, Bac Ninh, Pacify, Binh Duong, Ca Mau, Dong Nai, Dong Thap, Binh Thuan and An Giang among others. The company operates an estimated 400 branches and transaction offices, along with 1,700 automated teller machines and 22,000 points of sale in Vietnam. Vietcombank is headquartered in Hanoi, Vietnam.

Joint Stock Commercial Bank for Foreign Trade of Vietnam Key Recent Developments

Jul 11, 2013: EVN Signs $690.47m Credit Contracts With Four Banks For 1,200 MW Lai Chau Hydro Power Plant In Vietnam

This comprehensive SWOT profile of Joint Stock Commercial Bank for Foreign Trade of Vietnam provides you with an in-depth strategic analysis of the company’s businesses and operations. The profile will give you a clear and an unbiased view of the company’s key strengths and weaknesses and the potential opportunities and threats. The profile helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

This company report forms part of the ‘Profile on Demand’ Service, covering over 50,000 of the world’s leading companies. Once purchased, We will comprehensively research and author a full strategic analysis of Joint Stock Commercial Bank for Foreign Trade of Vietnam and deliver this direct to you in pdf format within two business days (excluding weekends).

The profile contains critical company information including,

– Business description A detailed description of the company’s operations and business divisions.
– Corporate strategy Analyst’s summarization of the company’s business strategy.
– SWOT Analysis A detailed analysis of the company’s strengths, weakness, opportunities and threats.

Proper Tax Preparation Vital To Small Business Success

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Making sure your business taxes are in order is too important a job to entrust to just anyone. You need an expert at tax preparation on your side; tax preparers who offer the small business services you’ll find at Padgett Business Services. Padgett has long been a source of a host of financial services for small businesses throughout North America; offering a proven system and over four decades of positive results for their clients. By specializing in the types of taxes that affect small businesses, Padgett agents consistently helps business owners just like you with income taxes, payroll taxes, sales taxes and more.

Padgett agents are committed to the thorough understanding of the issues that affect small businesses, and in insuring that your taxes are completed not only in a timely fashion but also in an accurate and beneficial fashion. Upon meeting with Padgett regarding your taxes you will notice straight away that your business is treated as the unique entity it is. Padgett realizes that no two businesses are alike, and you can count on receiving business advice as well as a tax plan that addresses your needs. Once your taxes are completed you can count on their prompt delivery in order for you to easily meet tax guidelines.

Should you find yourself or your business to be the target of a tax audit, Padgett Business Services can help. Counted among our professionals are several IRS enrolled agents; agents who are prepared to represent you in your dealings with the IRS. In such times it pays to have an experienced advocate by your side to guide you through the process and towards the best possible outcome. And to avoid such situations, small business owners can count on Padgett to keep their financial reporting compliant with government standards.

A successful small business is one that reaches out for expert help in the areas of their business beyond their expertise. In the very same way that Padgett’s professionals couldn’t be expected to be an expert at running your business, you can’t be expected to be an expert on state and federal tax codes. Padgett Business Services is however, and can provide a number of small business services while pointing to the proven results experienced by four decades’ worth of satisfied clients.

Mcdonald’s Franchise Review – The Facts

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Owning a McDonald’s franchise can be one of the most rewarding experiences of your life if you know what you’re doing, if you have the resources to qualify and if you do it the right way. However, before you do your share of serving billions and billions of hamburgers worldwide, there’s a few things you need to be aware of in order to make the right decision.

Today, there are roughly over 30,000 restaurants spanning the globe in over 100 countries. McDonald’s franchise has been in existence since 1955 and the franchise owners have played huge roles in the overall success of the company.

When considering to buy a McDonald’s franchise, you have 2 options in which to do so. The first is to purchase an existing restaurant from the company or another franchise owner, which happens to be the most common practice. The second option is to purchase a brand new restaurant that is built from the ground up. In both cases, you must have a minimum of $300,000 down payment that can NOT be borrowed. You have to physically have it in liquid assets.

Other important factors in buying a McDonald’s franchise include having significant business experience, good management skills, the ability to manage finances well, you must be able to execute and deliver on a business plan, you have to maintain exceptional customer service and you have to have a good credit history. If you can’t show you have all of these capabilities, then this franchise may not be a good fit for you.

Most experts will tell you that breaking even in the first 7-10 years is doing a real good job of running your McDonald’s franchise. Part of the ongoing expenses include the traditional expenses like rent, utilities, inventory, wages and of course the 4% royalty fees that are based on gross revenues and not net profits. What’s interesting to know is that the McDonald’s corporation usually owns the land the franchises are on and the franchise owners pay their rent to the corporation. In fact, it can be argued that McDonald’s is actually in the business of real estate since they are one of the largest holders of real estate in the world.

Bottom line is that owing a McDonald’s franchise is not for the timid. You have to have considerable net worth, a good track record and still get approval by the company. Not all franchises are this way and if you don’t qualify for a McDonald’s franchise, then there are plenty of other viable options for you.

Curing The Top 3 Business Frustrations With Small Business Coaching

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When considering whether you are ready for small business coaching, check first to see if you are suffering from any of the following 3 business frustrations. An experienced coach can guide and support you in remedying these road blocks to small business success.

Not Enough Customers

One of the major frustrations for entrepreneurs is how to consistently fill their sales pipeline with qualified prospects Are you suffering from too few prospects to convert into customers? Have you considered your approach to how you go about marketing your business?.Many businesses utilize a very limited tool box of strategies and tactics in bringing potential customers to their business. A small business coaching program can open your eyes to many different methods for pulling more clients and their dollars.

Lack of Focus and Lack of Direction
It is very easy to become distracted and diminish your effectiveness by splitting your attention over too many tasks. Are you doing too many things and think this means you are productive? This can lead to poor results and an unhappy business owner. Machines can multi task; humans weren’t designed for this function.
Reaching your goals and dreams is more probable when a clear focus and defined objectives are directing your energies. To satisfy your main business goals you need to forego the adhoc decision making approach and structure the way you make decisions based on important priorities. A decision to commence a small business coaching program could be the answer.

Working Too Many Hours
Perform this exercise and enlighten yourself. Write down how many hours you are putting in each week towards running your business. Multiply this by say 50. Now jot down how much you draw in remuneration from the business per annum. Divide the dollar amount by the yearly hours and this will reveal your hourly rate. Sometimes owners will discover what they already feared; that they are earning less than some of their employees.

One of your reasons for starting a small business coaching regime may have been to be financial independent or at least to make enough to enjoy a great lifestyle. The main goal here is to improve your business to the point where:

– You are making more income than if you were working for someone else
– The business is making a profit (not just covering your drawings)
– You will eventually be working less hours

What is load bank testing

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Load banks are often talked about in industrial environments, but many people dont know exactly what they are or what they do. Essentially, a load bank simulates the electrical load that powers a piece of electrical equipment. By mimicking the real load that will be transmitted to a source that powers this equipment, it helps to test its reliability.

As a result, load banks are very important in industrial contexts. Keep reading for further information on load banks and load bank testing.

Uses for load banks

Load banks are often rented and used in a variety of situations. In factories, they are useful for testing generators and turbines. In situations where generators are kept on site but only used in the event of a power outage, they may also be useful for regular testing of these generators to ensure that they will still work when needed.

Load banks may also be used to test other back-up power supplies, like batteries and UPS (Uninterrupted Power Supply) systems. UPS load bank testing is often carried out during preventative maintenance. As well as testing whether or not a UPS system works, load bank testing can also test the condition of batteries within the system in order to ascertain how much life each cell has left.

Other applications of load bank testing include ground power testing, tackling problems caused by wet stacking (often found in diesel engines or generators), getting rid of carbon build-up on piston rings and building gas turbine platforms.

Why is load bank testing important?

Load bank testing is important because it helps to prevent disruption to electrical power services. This is very important in factories, when even a small amount of downtime can represent the loss of a significant amount of money. However, its also crucial for hospitals, which depend on electricity to power life-saving equipment as well as basic lighting. Other public institutions, like the military, depend on load bank testing too and its also crucial for airports, gas and electricity suppliers.

The frequency of load bank testing varies between industries and commercial sectors. In some factories, it may occur weekly while in other buildings it may only be an annual occurrence. In the latter case, load bank rental companies are often brought in to carry out the testing. The type of load bank needed may vary, but most rental companies are able to supple different types, such as AC resistive load banks and DC load banks.

Voip Total Phone Solutions For Small Business

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If you are like most businesses, the answer lies somewhere between ambivalence and total disdain.

All small business owners know the importance of low cost overhead. Working smart with your money has never been more important than it is in today’s economy. A very efficient way for small businesses to save huge dollars is by subscribing to a small voip phone system, also referred to as voice over internet protocol services. It is a method for making telephone calls by using the Internet. The technology became available around 1990 but with the recent advancements it has become a strong replacement for the traditional land line service.

One of the reasons that Internet VoIP is so popular is because it is very inexpensive as well as dependable. All of the equipment such as bluetooth voip headset, voip phone adapter, and headaches are hosted by the provider so all the business needs to worry about is the Internet connection and a telephone. In some cases you’ll be able to use the same telephones that you used for your land-line while others a special Voip broadband phone will be the best solution. The call quality is so good that rarely would anyone know that you were not using a land line. The provider keeps all the updates and relative maintenance up to date so having equipment or a service that becomes obsolete is not a concern.

The cost of Internet VoIP is so inexpensive because the calls are able to transmit over the Internet in place of a local telephone company’s system. By bypassing the local telephone company there is no fees that have to be paid to them. The process of dialing out and receiving calls is the same. You will need a high speed Internet connection and small voip phone system that is on at all times with a bandwidth large enough for the transmissions to always be clear.

To get started with Internet VoIP you’ll need to choose a voice over internet protocol providers and subscribe to the voip phone plans that best fits your business needs. With all the Internet VoIP options and providers now in the market place, it can be confusing for businesses to know what they need and the best provider for them.

AVAD Technologies, specialists is small business Hosted VoIP, has launched aggressive new pricing on its Hosted VoIP Phone Service. If you are thinking about switching your business to VoIP or just have some questions, please feel free to call (800) 733-4136

Click for Business voip telephone and Hosted pbx providers

How Business Cash Advance Can Save Your Business from Financial Crux

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Cash flow is the interior and exterior of your business and is the lifeline for all businesses. Income could be referred to as cycle: your company uses cash to get assets which are then used to create products or services. They are then offered to get some funds and so the cycle is repeated. But what’s most important is that you positively manage and control these cash inflows and outflows.

Sometimes, when individuals are battling for capital to help keep businesses running, they get eccentric assets for financial help. Many banking institutions don’t really extend cash rather offer assistance and counseling that increase the cost of caring the client.

Cash advances and unsecured loans really are a better option to get your business quick money in crunch financial situations. The micro-banking companies offer several kinds of loans and cash advances to businesses for all needed reasons. Financing might be granted as secured or unsecured. In secured loan, collateral is provided to assist guarantee payment in case of default. In unsecured loan, no collateral is provided except just the borrower signature being a legal promise to pay back the loan amount as contracted.

Unsecured business loans and cash advances come in good belief that the borrower will repay the loan amount as contracted. Such cash advances can be for a lot of productive reasons including purchasing equipment and appliances, renovation, paying for bills or financing that dream franchise.

The opportunity to pay back the current and proposed obligations is crucial while approving financing. Cash advance loans are usually declined to those who’ve a present past due advance. Generally cash advance schemes the borrower’s ability to pay back is dependent upon the borrower’s monthly credit card sales receipts.

There are many benefits of business cash advance lending. The cash advance lenders are very flexible while approving this type of business loan. Even if your business has a low credit score, you can still get cash advance financing. Also the process of getting a business cash advance is instant. The loan application process is very simple, you just have to fill an online application form and the money will be transferred to you in just few business days. The cash advance can also be used for any business purpose without any restrictions. This way you can distribute the cash any where you deems fit.

Unsecured Small Business Loans Easy Financing Without Collateral!

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Statistics prove that the demand for unsecured small business loans have been rapidly increasing over the past few years. The idea of an unsecured loan creates new financial horizons for individuals that may not have collateral. This is also of special interest to new business owners that are interested in entering a new business venture. Potential business owners are always interested in a business loan to provide working capital for their new endeavor.

The paradox when applying for most unsecured small business loan programs is that a new business owner does not yet have any collateral. This can quickly shatter a business dream. The only other consideration such an individual can have is to use his or her personal assets to secure a loan. But new business ventures have a risk associated with them, once that many people are not willing to transfer to their hard earned assets.

Collateral is often the biggest obstacle to the prospective business owner. Not only does a new business not yet have any commercial collateral to provide; but it is asking a lot for an entrepreneur to put his hard earned personal assets at risk in order to start a new business venture. Yet, without collateral, getting a business financing can sometimes seem impossible.

Small entrepreneurs, who do not have collateral to offer, find unsecured small business loans as an alternative, which help them expand their business to new horizons. They are only required to make regular repayments to the creditor without any apprehension of their business assets being repossessed by the lender in case of defaults. At the same time, small businessmen who opt for unsecured small business loans should be prepared to pay a little higher interest as compared to other credit options. However, interest rates may vary depending upon the credit history of the businessmen.

No collateral unsecured small business loan products are now available through select lenders, although they can still be relatively difficult to find among traditional banks and lenders. The revolutionizing force is coming from a plethora of web based lenders that are offering innovative new financial solutions, including no collateral loans. A variety of unsecured loan products for business and personal needs can be found via web based financial companies.

Applying for unsecured small business loans is easy, all the business owner need to do is just go on line and submit their loan details. Then the lenders will refer back to you with the loan decision in a few days.